Arizona VA Loan Experts?

Serving Our Nation’s Finest with ALL of their Arizona VA Home Loan Financing Needs.

Veteran Mortgage Advisor

Arizona VA Loans

We’ve Got Your Six!

Welcome to our website - Arizona VA home loans. My team and I aim to offer the finest VA mortgage loan experience to anyone who is VA eligible and resides in Arizona or intends to move here. With more than 21+ years of experience in VA mortgage lending, my team and I have assisted numerous veterans and active duty personnel in accomplishing their dream of owning a home.  Joseph is also a certified Veteran Mortgage Advisor.  Who you work with matters!   We are Arizona's VA Home Loan Experts!!

Apply Now

What is an Arizona VA Loan?

What exactly is a VA home loan? A VA loan is loan that is insured by the US Department of Veterans Affairs (VA). This provides security for the lender, such as Patriot Pacific, in case of default.  As a result of that security, a VA loan provides prospective Veteran homebuyers with flexible, affordable opportunities. With a VA home loan, it may be easier for you to qualify to buy the home you want, and your loan payments could cost less than they would with conventional financing.... and without a large downpayment!

What are the Benefits of an Arizona VA Loan?

The VA Loan Geek logo

Apply for a VA loan with Joseph Small and team at Patriot Pacific Financial Corp, and you can look forward to these benefits:

  • Buy a home today with no down payment.
  • Pay competitive interest rates, even if you do not have a perfect credit score.
  • There is no need for mortgage insurance. That is one less monthly payment.
  • If you pay your loan off early, there are no pre-payment penalties.
  • Credit qualification requirements for VA mortgages are flexible.
  • The closing costs are capped when the seller doesn’t pay them.
  • The funding fee can be waived for qualified disabled veterans.

Here Is How We Do It

Apply Online

Preapproval line

Get Pre-Approved

Preapproval line

Begin Home Search

Preapproval line

Loan Submitted to Processing

Preapproval line

Clear to Close

APPLY NOW

What is an Arizona VA Loan?

Read Here

Can I buy a Condo with a VA Loan?

Read Here

What is a VA IRRRL loan for?

Read Here

We Believe That Your Efforts and Sacrifices Deserve to Be Repaid

Arizona VA Home Loans

Welcome to our website.  The team and I understand the challenges and aspirations that come with buying a house or refinancing a mortgage. For active duty service members and veterans, this task can be particularly demanding. But fear not! We are here to help, especially for those who have selflessly protected our nation. As one of the premier veteran loan offices in Arizona, we are dedicated to supporting our veterans and active soldiers.

We believe that your efforts and sacrifices deserve to be repaid. That’s why we specialize in VA loans and strive to make the dream of homeownership a reality for you. Did you know that VA home loans in Arizona offer some of the lowest interest rates in the country? Not only that, but the requirements are more flexible, giving you an excellent opportunity to settle down and build a future in this beautiful region. The time to start your loan process is now. Contact us today to discover if you qualify for a home loan.

If you do, let’s join forces to transform that desire for a new house into a tangible reality. At Patriot Pacific Financial Corp we are here to guide you every step of the way. Don’t hesitate to reach out—let’s embark on this journey together toward your next great accomplishment.

License Info: Joseph Small, Sr. Loan Officer

NMLS# 380188, Arizona: #0919258, Alabama: ID 90940,  Colorado: CO-#100538700, Florida: LO129218, North Carolina: #I-219980,

South Carolina: MLO-380188,